You are eligible for membership in SFCU if you meet one of these criteria:

  • Individuals who live, work or worship in Bay and Arenac Counties
  • Individuals enrolled in grades K-12, a community college, college, or university located in Bay or Arenac Counties
  • Any person over the age of 55 who receives social security, a pension, or similar retirement, and lives in Bay or Arenac County contiguous to Bay or Arenac Counties

"Once a member, always a member" Even if your employment or other qualifying factor changes, your membership at the credit union continues.

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