Loan Rates

Automobile and Motorcycles
Effective Date: Friday, December 9th, 2022
CategoryYear(s)Term APR (Annual Percentage Rate) based on as low as
Automobile special 2020- 2023 Up to 61 Months 4.49% APR

Automobile

2020 - 2023 62 to 73 Months 5.00% APR

Automobile

2020 - 2023 74 to 84 Months 5.50% APR

Automobile

2015 - 2019 Up to 61 Months Months 4.75 % APR

Automobile

2015 - 2019 62 to 73 Months Months 5.25% APR

Automobile

2012 - 2014 Up to 61 Months 5.25% APR

Automobile

2012 - 2014 62-73 Months 5.50% APR
Automobile 2011 & Older Up to 61 Months 6.00% APR
*Annual Percentage Rate. **Apply to purchases only.
Motorcycle Titled Up to 61 Months 5.25% APR
Motorcycle Titled 73 months 5.50% APR

Boat, Motor Home, and Other RV Loans
Effective Date: Friday, December 9th, 2022
CategoryTermAPR (Annual Percentage Rate) Based on as low as
Boats, Motor Homes & Trailers* Up to 61 Months 5.00% APR

Boats, Motor Homes & Trailers*

Up to 73 Months 5.25% APR

Boats, Motor Homes & Trailers*

74-144 Months 6.00% APR
Other RV Titled* Up to 61 Months 5.50% APR
CD Secured Loan For 60 Mos. All Tiers 2.99% APR over like term CD rate
*Annual Percentage Rate

Signature Loans
Effective Date: Friday, December 9th, 2022
Signature LoanTermAPR (Annual Percentage Rate) Based on as low asExample Payment (on $1,000)
Signature Loan  14-25 Months 7.50% APR  
Signature Loan 26-43 Months 8.25% APR  
Signature Loan 44-60 Months 9.25% APR  
*Annual Percentage Rate
Holiday Loan 13 Months 5.99% APR  

Home Equity Loan Rates
Effective Date: Friday, December 9th, 2022
CategoryTermAPR (Annual Percentage rate) rates as low as
Home Equity (Fixed) Up to 95% LTV 60 Months 5.25% APR
Home Equity (Fixed) Up to 90% LTV 120 Months 6.25% APR
*Annual Percentage Rate APR based on $100,000 loan amount. credit score of 730, and estimated cost of $900 in closing fees
Home Equity (LOC) 6.00% Floor 180 Months 6.00% APR

15 Year Fixed 80.01-95.00% LTV is for purchases and no cash out references.

30 Year Fixed requires 20%down payment and is for purchase only.

First Mortgage Rates
Effective Date: Friday, December 9th, 2022
TermInterest RateAPR (Annual Percentage Rate) Rates as low as
30 Year Fixed Please call Quote Daily
20 Year Fixed Please call Quote Daily

15 Year Fixed*

4.75% APR Quote Daily
10 Year Fixed 4.50% APR Quote Daily
15 Year Balloon 5.625% APR Quote Daily
10 Year Balloon 5.50% APR Quote Daily
Rates are based Loan To Value (LTV) of 80% For rates on higher LTV's, please contact a loan officer. Interest rate example assume primary residence, esitimated closing cost of $1,200.00.
APR based on $100,000 loan amount.

Credit Cards
MasterCard ClassicMasterCard Gold
Annual Percentage Rate (APR) for Purchases 8.99% APR 8.99% APR
Other APRs (Annual Percentage Rate)    
- Balance Transfer APR (Annual Percentage Rate) 8.99% APR 8.99% APR
- Cash Advance APR (Annual Percenatge Rate) 8.99% APR 8.99% APR
- Penalty APR (Annual Percentage Rate) 8.99% APR 8.99% APR
Variable Rate Information Your APR (Annual Percentage Rate) will not vary Your APR (Annual Percentage Rate) will not vary
Grace Period for repayment of balances for purchases 25 days on average 25 days on average
Method of computing the balance for purchases Average daily balance (including new purchases) Average daily balance (including new purchases)
Annual Fee None None
Minimum finance charge None None
Transaction fee for cash advances 0 0
Balance transfer fee 0 0
Late payment fee charged on the 10th day $25.00 $25.00

All Rates Quoted "As Low As"
APR = Annual Percentage Rate

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