Loan Rates

Automobile and Motorcycles
Effective Date: Tuesday, September 21st, 2021
CategoryYear(s)TermAPR* Rates as low as
Automobile special 2018- 2021 Up to 61 Months 2.35%

Automobile

2018 - 2021 62 to 73 Months 2.49%

Automobile

2018 - 2021 74 to 84 Months 3.99%

Automobile

2014 - 2017 Up to 61 Months Months 3.50%

Automobile

2014 - 2017 62 to 73 Months Months 4.00%

Automobile

2011 - 2013 Up to 61 Months 4.00%

Automobile

2011 - 2013 62-73 Months 4.50%
Automobile 2010 & Older Up to 37 Months 4.25%
*Annual Percentage Rate. **Apply to purchases only.
Motorcycle Titled Up to 61 Months 3.50%
Motorcycle Titled 73 months 3.75%

Boat, Motor Home, and Other RV Loans
Effective Date: Tuesday, September 21st, 2021
CategoryTermAPR* Rate as low asExample Payment (on $10,000)
Boats, Motor Homes & Trailers* Up to 61 Months 3.25%  

Boats, Motor Homes & Trailers*

Up to 73 Months 3.75%  

Boats, Motor Homes & Trailers*

74-144 Months 4.75%  
Other RV Titled* Up to 61 Months 4.00%  
CD Secured Loan   3.0% over like term CD rate  
*Annual Percentage Rate

Signature Loans
Effective Date: Tuesday, September 21st, 2021
Signature LoanTermAPR* Rates as low asExample Payment (on $1,000)
Signature Loan Special 14-25 Months 8.25%  
Signature Loan 26-43 Months 9.25%  
Signature Loan 44-60 Months 10.25%  
*Annual Percentage Rate
Special Loan 36 Months 6.65%  

Home Equity Loan Rates
Effective Date: Tuesday, September 21st, 2021
CategoryTermAPR* Rates as low asAPR
Home Equity (Fixed) Up to 95% LTV 60 Months 4.500%  
Home Equity (Fixed) Up to 90% LTV 120 Months 4.650%  
*Annual Percentage Rate APR based on $100,000 loan amount. credit score of 730, and estimated cost of $900 in closing fees
Home Equity (LOC) 6.00% Floor 180 Months 6.000%  

15 Year Fixed 80.01-95.00% LTV is for purchases and no cash out references.

30 Year Fixed requires 20%down payment and is for purchase only.

First Mortgage Rates
Effective Date: Tuesday, September 21st, 2021
TermInterest RateAPR
30 Year Fixed Please call Please call
20 Year Fixed Please call Please call

15 Year Fixed*

3.00%  
10 Year Fixed 2.650%  
15 Year Balloon 3.250%  
10 Year Balloon 2.990%  
Rates are based Loan To Value (LTV) of 80% For rates on higher LTV's, please contact a loan officer. Interest rate example assume primary residence, esitimated closing cost of $1,200.00.
APR based on $100,000 loan amount.

Credit Cards
MasterCard ClassicMasterCard Gold
Annual Percentage Rate (APR) for Purchases 8.99% 8.99%
Other APRs    
- Balance Transfer APR 8.99% 8.99%
- Cash Advance APR 8.99% 8.99%
- Penalty APR 8.99% 8.99%
Variable Rate Information Your APR will not vary Your APR will not vary
Grace Period for repayment of balances for purchases 25 days on average 25 days on average
Method of computing the balance for purchases Average daily balance (excluding new purchases) Average daily balance (excluding new purchases)
Annual Fee None None
Minimum finance charge None None
Transaction fee for cash advances 0 0
Balance transfer fee 0 0
Late payment fee $25.00 $25.00

All Rates Quoted "As Low As"
APR = Annual Percentage Rate

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