Loan Rates

Automobile and Motorcycles
Effective Date: Monday, November 19th, 2018
CategoryYear(s)TermAPR* Rates as low as

Automobile

2015- 2019 Up to 61 Months 2.75%

Automobile

2015 - 2019 62 to 73 Months 3.25%

Automobile

2017 - 2019 74 to 84 Months 3.75%

Automobile

2009 - 2014 Up to 61 Months Months 3.75%

Automobile

2009 - 2014 62 to 73 Months Months 4.25%

Automobile

2008 & Older Up to 37 Months 4.25%

Automobile

2008 & Older Up to 61 Months 4.75%
*Annual Percentage Rate. **Apply to purchases only.
Motorcycles** Titled Up to 61 Months 3.75%
Motorcycles** Titled 73 Months 4.25%

Boat, Motor Home, and Other RV Loans
Effective Date: Monday, November 19th, 2018
CategoryTermAPR* Rate as low asExample Payment (on $10,000)
Boats, Motor Homes & Trailers* Up to 61 Months 3.00%  

Boats, Motor Homes & Trailers*

73 Months 4.00%  

Boats, Motor Homes & Trailers*

120 Months 4.25%  
Other RV Titled* Up to 61 Months 4.50%  
CD Secured Loan   3.0% over like term CD rate  
*Annual Percentage Rate

Signature Loans
Effective Date: Monday, November 19th, 2018
Signature LoanTermAPR* Rates as low asExample Payment (on $1,000)
Holiday Signature Loan up 13 Months 5.99%  
Signature Loan 14-25 Months 7.75%  
Signature Loan 26-43 Months 8.75%  
Signature Loan 44-60 Months 9.75%  
*Annual Percentage Rate

Home Equity Loan Rates
Effective Date: Monday, November 19th, 2018
CategoryTermAPR* Rates as low asAPR
Home Equity (Fixed) Up to 90% LTV 60 Months 4.50%  
Home Equity (Fixed) Up to 90% LTV 120 Months 5.75%  
*Annual Percentage Rate APR based on $100,000 loan amount. credit score of 730, and estimated cost of $900 in closing fees
Home Equity (LOC) 6.00% Floor 180 Months 6.00%  

15 Year Fixed 80.01-95.00% LTV is for purchases and no cash out references.

30 Year Fixed requires 20%down payment and is for purchase only.

First Mortgage Rates
Effective Date: Monday, November 19th, 2018
TermInterest RateAPR
30 Year Fixed Please call Please call
20 Year Fixed Please call Please call

15 Year Fixed*

4.25%  
10 Year Fixed 4.00%  
15 Year Balloon 4.75%  
10 Year Balloon 4.50%  
Rates are based Loan To Value (LTV) of 80% For rates on higher LTV's, please contact a loan officer. Interest rate example assume primary residence, esitimated closing cost of $1.200.00.
APR based on $100,000 loan amount.

Credit Cards
MasterCard ClassicMasterCard Gold
Annual Percentage Rate (APR) for Purchases 8.99% 8.99%
Other APRs    
- Balance Transfer APR 8.99% 8.99%
- Cash Advance APR 8.99% 8.99%
- Penalty APR 8.99% 8.99%
Variable Rate Information Your APR will not vary Your APR will not vary
Grace Period for repayment of balances for purchases 25 days on average 25 days on average
Method of computing the balance for purchases Average daily balance (excluding new purchases) Average daily balance (excluding new purchases)
Annual Fee None None
Minimum finance charge None None
Transaction fee for cash advances 0 0
Balance transfer fee 0 0
Late payment fee $25.00 $25.00

All Rates Quoted "As Low As"
APR = Annual Percentage Rate

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