| IRA Share Account |
| Effective Date: Friday, December 9th, 2022 |
| Amount | APR (Annual Percentage Rate) | APY (Annual Percentage Yield) |
| $250 - $9,999 |
0.15% APR |
0.15% APY |
| $10,000 - $24,999 |
0.20% APR |
0.20% APY |
| $25,000 & up |
0.25% APR |
0.25% APY |
| Certificate Accounts |
| Effective Date: Friday, December 9th, 2022 |
| Term | APR (Annual Percentage Rate) | APY (Annual Percentage Yield) |
| 3 months |
0.05% |
0.05% |
| 6 months |
0.10% |
0.10% |
| 12 months |
0.20% |
0.20% |
| 24 months |
0.30% |
0.30% |
| 36 months |
0.50% |
0.50% |
| 48 months |
0.60% |
0.60% |
| 60 Months |
0.65% |
0.65% |
| Money Market |
| Effective Date: 11/4/19 |
| Amount | APR* (Annual Percentage Rate) | APY** (Annual Percentage Rate) |
| $2000 -$9,999 |
0.10% |
0.10% |
| $10,000 - $24,999 |
0.15% |
0.15% |
| $25,000 -and up |
0.20% |
0.20% |
| *Annual Percentage Rate **Annual Percentage Yield |
| Young Savers (Thru age 21) |
| Effective Date: 11/4/19 |
| Term | APR* (Annual Percentage Rate) | APY** (Annual Percentage Rate) |
| 6 months |
.40% |
040% |
| (Minimum deposit of $100. Maximum deposit of $2,500) New Money only |
| *Annual Percentage Rate **Annual Percentage Yield |
| SAVE TO WIN |
| Effective Date: 11/4/19 |
| Term | APR* (Annual Percentage Rate) | APY** (Annual Percentage Rate) |
| 12 months |
.40% |
.40% |
| *Annual Percentage Rate **Annual Percentage Yield |
