Financial Security for Your Vehicle Investment
Driving a new vehicle is an exciting experience, but have you considered what happens if that vehicle is stolen or totaled in an accident? Standard insurance might not be enough to protect your wallet. GAP PLUS Protection is designed to ensure you aren't left paying for an asset you no longer own.
Why You Need GAP Protection
Most primary insurance policies only cover the actual cash value of your vehicle at the time of a loss. Because vehicles depreciate, there is often a significant "GAP" between what you owe on your loan or lease and what the insurance company is willing to pay.
GAP PLUS steps in to:
- Settle the Difference: It covers the remaining balance on your loan if you experience a total loss before the debt is paid off.
- Eliminate Out-of-Pocket Costs: It pays the difference between your primary insurance settlement and your remaining loan balance.
- Cover Your Deductible: GAP PLUS may also cover your primary insurance deductible.
Debt Protection
Do everything you can to take care of the ones you love.
Your family means everything to you. If the unexpected happens, you shouldn’t have to face an emotionally trying situation compounded by financial worry. We are here to help you safeguard your future and your family's peace of mind.
Debt Protection Plan
Our Debt Protection plan is designed to act as a safety net for your finances. Depending on your contract maximums, this coverage may cancel or reduce your loan balance or payments in the event of:
- Involuntary Unemployment: Stay afloat while you transition between jobs.
- Disability: Focus on recovery without the stress of monthly installments.
- Death: Provide your family with the security they need during a difficult time.
Life Plus: Enhanced Security
For those seeking a more comprehensive shield, Life Plus extends your Debt Protection to address an even wider range of life’s uncertainties. Take the extra step to secure your finances against:
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent