Member Benefits

More Than a Bank. We’re Your Financial Family.

At Sunrise Family Credit Union, we are dedicated to positively impacting the lives of all those we assist and serve. Our members constitute our ownership. In contrast to large financial institutions, our earnings are reinvested for your benefit through reduced loan interest rates, enhanced returns on savings, minimized fees, and a standard of personalized service that ensures comfort and familiarity. We are pleased to have you as part of our extended family.

Banking Benefits

Direct Deposit

Receiving your money is never a concern with Direct Deposit. It’s free and fast—no more running around, standing in line, or filling out deposit slips. It’s safe and reliable, too! Your social security, payroll, pension, or government check is sent electronically and deposited directly into your account, eliminating worries about misplacing your paycheck.

Attention Members: Please call your credit union to receive the correct format of your account number prior to contacting your pay provider to initiate Direct Deposit.

Routing and Transit Number: 272476983

Once your account is receiving your Direct Deposit, if you would like to set up free transfers to your other share accounts or loans, please contact a credit union representative.

*Please be advised that the Treasury and the Social Security Administration (SSA) requires Direct Deposit. Please reach out to your local SFCU branch to obtain your account information.

Mobile & Online Banking

Stay connected 24/7. Use our Virtual Branch or the SFCU Mobile App to view balances, pay loans, transfer funds, and access your statements in one secure place.

Mobile Banking     Online Banking

Mobile Wallet

Leave the plastic in your pocket. Add your SFCU debit and credit cards to Apple Pay, Samsung Pay, or Google Pay for secure, contactless payments.

Real-Time Fraud Alerts

Shop with peace of mind. We monitor your accounts for suspicious activity and will reach out via text, email, or phone if something looks "out of pattern." This free service can even block your card instantly to protect your funds.

Surcharge-Free ATMs Nationwide

Enjoy 24/7 access to your cash without the fees. Look for any ATM displaying the Alliance One or CO-OP Network logo.

• Pro Tip: Text your zip code to 91989 to find the nearest CO-OP ATM instantly.

SFCU Signature Perks

Self-Serve Coin Machine

Hate rolling change? Visit our Bay City (Euclid Ave) location and use our self-serve coin counter.

• Members: FREE service!
• Non-Members: 10% processing fee.

Note: Please ensure coins are clean and dry; foreign/Canadian coins are not accepted.

Visa Gift Cards

The perfect gift for birthdays, weddings, or graduations. Choose any amount from $25 to $1,000 for a small $3.50 service fee. Reloadable gift cards are also available. 

Gift cards are valid for purchases within the United States only.

Security & Protection

We are committed to keeping your identity safe. Remember: SFCU will NEVER call, text, or email you asking for your password, PIN, or full Social Security number.

How to stay safe:

• Sign your cards immediately upon receipt.
• Switch to eStatements to keep your data out of your physical mailbox.
• Notify us before traveling so we can account for "out of pattern" purchases or self-serve on CardHub
• Check your credit report at least twice a year at annualcreditreport.com.

Getting Started