NextGen Youth Accounts

Start your child's savings journey today.

Start your child’s savings journey today and make money habits fun from the very beginning. Bright Start is a safe and rewarding place for kids to learn the value of a dollar. With exciting incentives and tools to help them along the way, we make building financial skills an adventure.

• Higher savings interest (0.05%) to help grow your child’s money faster
• No monthly fees—every penny stays in their pocket
• $25 birthday bonus deposited every year to celebrate their big day
• FREE piggy bank provided at account opening
• FREE milestone coin saver folder (with your first quarter included!)
• $5 bonus for A’s on report cards to reward academic success
• Treasure Chest prize waiting for them when they reach $100 in savings
• Stickers, suckers, and fun surprises at every branch visit

Sign up for a Bright Start account today at your local Sunrise branch to kickstart your child’s financial journey. All you need is your child’s date of birth, Social Security number, and a parent’s or guardian’s signature.

Open a Bright Start Account

Click here to read the Children’s Online Privacy Protection Act (COPPA)

Note: Bright Start members must visit a branch location to receive report card bonuses and Treasure Chest prizes. Sunrise Family Credit Union reserves the right to change or discontinue this program at any time. Higher interest rate of 0.05% APY is subject to change. Birthday bonus is deposited during the child's birth month.

Give your teen the tools for independence.

Give your teen the tools to start building independence and smart financial habits with Sunrise. From their first debit card to scholarship opportunities, Rising Teens is designed to help young members manage money like a pro. With hands-on education and rewards for good habits, we’re here to support their journey toward financial maturity.

• Free checking account with a debit card for easy, everyday access
• Round-up savings feature to help grow their balance automatically with every purchase
• First-time fee forgiveness to help them learn without the stress of a mistake
• $10 bonus for A’s on report cards to reward their hard work in school
• Scholarship entries exclusively for high school savers
• Online & mobile banking education to master digital money management
• Budgeting tools & financial coaching to build a solid financial foundation
• $25 refer-a-friend bonus when they help a peer join the Sunrise family
• Rewards for saving habits and reaching personal financial goals

Visit your local Sunrise branch to open a Rising Teens account today and help your teen take the next step toward financial independence. To get started, you’ll just need your teen's date of birth, Social Security number, and a parent’s or guardian’s signature.

Open a Rising Teens Account

Click here to read the Children’s Online Privacy Protection Act (COPPA)

Note: Account available to teens with a parent or legal guardian as co-applicant. Report card bonuses must be redeemed in-branch. Scholarship entries are subject to specific program terms and deadlines. Sunrise Family Credit Union reserves the right to change or discontinue this program at any time.

Take control of your financial future.

Sunrise Start gives young adults the tools to manage money, build credit, and start strong. Whether you’re heading into your senior year of high school, starting your first job, or navigating college life, we provide the resources you need to achieve financial independence with confidence.

• Free checking with a debit card for easy, 24/7 access to your funds
• Online & mobile banking access to manage your money anytime, anywhere
• One free fee forgiveness per year for NSF/Overdraft—because mistakes happen
• Credit builder loans or secured credit card options to help you establish a strong credit score early
• $20 reward per semester for college students maintaining a GPA of 3.5 or higher
• $10 bonus for A’s on high school report cards to reward your hard work
• Budgeting tools & financial coaching to help you plan for your goals
• $25 refer-a-friend bonus when you help others join the Sunrise community

Stop by your local Sunrise branch today to open a Sunrise Start account and take the first step toward a strong financial future. Please bring your government-issued ID, Social Security number, and proof of address or school enrollment to get started.

Open a Sunrise Start Account

Note: GPA and report card rewards must be verified in-branch with an official transcript or report card. Fee forgiveness applies to one (1) occurrence per calendar year. Sunrise Family Credit Union reserves the right to change or discontinue this program at any time.