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New & Used Auto Loans

SFCU offers 100% financing and flexible terms up to 84 months to help keep your payments low.

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Financial Calculators

Make confident financial decisions with our online calculators.

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Become a Member

Enrollment is quick and easy!
Enroll Online or give us
a call at (989) 684-1730.

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Become a Member

Grow with us at Sunrise!

We understand that by helping our members to achieve their personal goals, our whole community is made that much stronger. Community is all of us!

Anyone can become a member if they fit one of the criteria below:

  • Persons who live, worship, work, or attend schools in Bay or Arenac Counties.
  • Students enrolled in grades K-12, community college, or university located within Bay or Arenac Counties.
  • Individuals over the age of 55 who receive social security, a pension, or similar retirement benefits and live in Bay, Arenac, or a county contiguous to Bay or Arenac.
  • "Once a member, always a member" — your membership continues for life, even if your employment or qualifying residency factors change in the future.

Join Sunrise Family

 

Built by members, powered by community.

Enjoy personalized service, competitive rates, and fewer fees—because profits are reinvested back into our members, not shareholders. With a focus on financial well-being, local impact, and trusted guidance, Sunrise Family will help you build a stronger financial future with confidence.

Join Sunrise Family