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SFCU offers 100% financing and flexible terms up to 84 months to help keep your payments low.

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Locations & ATMs

Locations & Hours

Whether you prefer to visit us in person or use our convenient drive-thrus, we are here to serve you at three convenient locations.

 

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Sunrise Family Credit Union Branches

1
Bay City Branch (Main Office)

404 S. Euclid Ave
Bay City, MI 48706

Phone: (989) 684-1730

(Drive Thru & ATM: 1102 W. Thomas St)
Full-service ATM and deposit machines are available 24/7.

Lobby Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  Closed
Sun:  Closed

Drive Thru Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  9:00 AM – 12:30 PM
Sun:  Closed
2
Hampton Branch

190 N. Powell Road
Essexville, MI 48732

Phone: (989) 892-1833

Full-service ATM and deposit machines are available 24/7.

Lobby Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  Closed
Sun:  Closed

Drive Thru Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  9:00 AM – 12:30 PM
Sun:  Closed
3
Standish Branch

3887 S. Huron Road
Standish, MI 48658

Phone: (989) 846-9750

Full-service ATM and deposit machines are available 24/7.

Lobby Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  Closed
Sun:  Closed

Drive Thru Hours:

Mon:  9:00 AM – 5:00 PM
Tue:  9:00 AM – 5:00 PM
Wed:  9:00 AM – 5:00 PM
Thu:  9:00 AM – 5:30 PM
Fri:  9:00 AM – 5:30 PM
Sat:  9:00 AM – 12:30 PM
Sun:  Closed

 

Staff Training Days: On the last Wednesday of every month, our offices have a delayed opening:

  • Main Office: Opens at 9:30 AM
  • Hampton Office: Opens at 9:45 AM
  • Standish Office: Opens at 10:00 AM

 

2026 Holiday Schedule

Our offices will be closed (or closing early) in observance of the following holidays:

  • Jan 19: Dr. Martin Luther King Jr. Day
  • Feb 16: President's Day
  • Apr 03: Good Friday (Closing at Noon)
  • May 23 & 25: Memorial Day Weekend
  • Jun 19: Juneteenth
  • Jul 03 & 04: Closed in Observation of July 4th
  • Sep 05 & 07: Labor Day Weekend
  • Oct 12: Columbus Day
  • Nov 11: Veterans Day
  • Nov 26: Thanksgiving Day
  • Dec 24: Christmas Eve (Closing at Noon)
  • Dec 25: Christmas Day
  • Dec 31: New Year's Eve (Closing at Noon)
  • Jan 01 (2027): New Year's Day

 

24/7 Account Access

Can't make it during business hours? You still have full control over your finances:

  • Online Banking: Access internet banking anytime.
  • Mobile Banking: Access your account via our app. 
  • Audio Banking: Use our 24-hour telephone response system for quick updates. (833) 511-0563