Certificate Account


A SFCU certificate account is a safe, secure investment that won’t be impacted by financial market fluctuations. SFCU members investing even a small amount can enjoy Certificate rates and build up their savings quickly. Certificate Accounts offer competitive rates for those who wish to earn more for their savings. There are a variety of fixed terms certificates available from 3 months to 5 years.

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Look at these advantages:

  • You can open a Certificate with as little as $250
  • A variety of Certificate terms from three months to five years.
  • Interest can compound or be paid out monthly.
  • Additional deposits are permitted without changing the maturity date.
  • Automatically renews on the maturity date and each renewal will be the same as the original term.
  • Insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government

Click here for rates

Young Saver’s Certificate

  • This is a special certificate just for young investors who are age 21 and younger.
  • The minimum deposit to open is $100.00. Additional deposits of at least $100.00 can be added at anytime.
  •  Maximum deposit of $2,500 New Money only
  • 6 month Term

Federally Insured

.National Credit Union Association


Save to Win Certificate


This is a Special Savings Account that helps build savings while also having a chance to win thousands of dollars with monthly and quarterly cash prizes!

How Save to Win Works

We’ve made it easy to Save to Win. Here’s what you need to do:
  1. Join Sunrise Family Credit Union.  
  2. Open a 12-month Save to Win share certificate with only $25. This is your first entry into that month's drawing as well as additional drawings throughout the year.
  3. Keep making deposits into your share certificate during the 12 months of your certificate. Every $25 deposit earns you another entry into the drawings, up to 10 entries a month. (You can deposit as much money as you want each month, but prize entries are limited!)
  4. To be eligible to win prizes, your account must be open through the drawing period, participants must be at least of sufficient age to enter into a binding contract. To participate must be 18 years of age , a resident of a state in which the principal place of business of one or more participating credit unions is located and be a member with a regular share account (the account which qualifies the individual for membership), in good standing at the participating credit union.
  5. There will be prizes awarded each month, and quarterly.  For a complete list of prizes click here. Plus, Sunrise Family Credit Union has its own individual member drawings each month.
When you Save to Win, you not only get a chance at winning big cash but you walk away with the deposits you made over the year – plus interest. A definite win-win situation! 

 Click here for official rules

  Winners Selected from Sunrise Family Credit Union Monthly:

# of Winners

Prize amount









Winners Selected Monthly Central Wide:

# of Winners

Prize Amount





4 $100 $400
1 $1,000 $1,000


Winners Selected Quarterly Central Wide:

# of Winners

Prize Amount











1 $5,000 $5,000


For more information visit the Save To Win Website at http://www.savetowin.org/

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