About Us
Convenience Services
Deposit Services
Loan Services
Student Corner Financial Resource Center
  Account Number  

Master Money/ATM Cards

With your CO-OP Network MasterMoney card from Sunrise Family Credit Union, you have access to your accounts when you want and where you want.
Use your MasterMoney card to:

  • Make deposits to your account
  • Make cash withdrawals from your account
  • Make balance inquiries and transfer funds within your account
  • Make purchases at participating merchants displaying the MasterCard logo

Make purchases anywhere featuring the MasterCard logo (the amount of the purchase is withdrawn from your checking account)

Your CO-OP Network ATM/MasterMoney card gives you many advantages:

  • Convenience - Perform routine credit union transactions when and where you want. Your SFCU MasterMoney card offers you access to multiple systems with convenient ATM locations around the world. Plus, our MasterMoney card is also a debit card that is accepted anywhere that features the MasterCard logo.
  • Time Savings - Handle routine transactions quickly, when and where you want. You avoid lines and special trips.
  • Easy To Use - At ATMs, simply insert your card, enter your Personal Identification Number (PIN) and the ATM screen will lead you through the transaction.

►Attention Members Traveling- Due to a an increase in identity theft and fraud,  It's imperative that you contact us first if you will be using your Sunrise Family Credit Union debit /ATM or credit card while traveling within the country or out of the country. We want to keep you safe, free of problems and make sure your cards work properly.  Please contact:  Member Service Department 989-684-1730 or 800-589-1079 They can assist you with a Travel Maintenance Form.

Click here for ATM locations nearest you.

Bay City Office - 989-684-1730 or 800-589-1079

Essexville Branch -  989-892-1833

Standish Branch - 989-846-9750



*Sunrise Family Credit Union will never ask for your card information via mail, email, phone or texting. If this has happened, This is fraud, please contact SFCU immediately 1-800-589-1079.



 Important Notice to Debit/Credit card holders: Change to MasterCard Rules found in the Electronic Funds Transfer Disclosure:

  • The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transaction at Point- of- Sale and ATM. Previously, zero liability only applied to Point-of-sale Transactions.

  • A cardholder will not be liable for any unauthorized transaction, as long as the cardholder has exercised reasonable care in safe guarding the card from risk of loss or theft, and, upon becoming aware, promptly, if the above conditions were not met your liability was the lesser of $50 or the amount of properly, labor of services obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed. 

Deposit Services
Related Links
Lost or Stolen Cards
Home Disclosures Privacy Statement Site Map