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Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions, but with a “people helping people” philosophy. We care about making a difference in your financial well being. SFCU consistently demonstrates their ability to improve the lives of individuals and families!

Want more from your credit union?

  • You want to know your money is secure – we can deliver
  • You want fast, friendly service –we specialize in that!
  • You want accounts that meet your lifestyle, with no or low-fee services—we’ve got them
  • You want the convenience of managing your money anytime, anywhere—we have that, too

What is a credit union?

By definition, a credit union is a cooperative, not-for-profit financial institution, owned by its members to meet their financial needs. What that means is that as our member and owner, you are our main focus. It is our goal to not just meet your expectations but to exceed them. For instance, we return net earnings to members in the form of lower interest rates on loans and higher dividends on savings and affordable services.

Who is eligible?

You are eligible for membership in SFCU if you meet one of these criteria:

  • Individuals who live, work, or worship in Bay or Arenac Counties, Michigan.
  • Individuals enrolled in grades, K-12, a community college, college, or university located in Bay or Arenac Counties, Michigan.
  • Retirees over the age of 55, receiving a pension or social security and living within Bay, Arenac or a surrounding county.
  • Members of the immediate families of the foregoing.

 Visit any of our locations, and a member service representative will assist you in opening a Membership Savings account.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will require valid photo identification(i.e. Driver’s License, State ID card or Passport). If you have any questions about this, or the Patriot Act Disclosures, or if you would like to read the underlying federal law, please to 31 CFR 103.121 (b) or call SFCU -989.684.1730 or 888-529-1160

Attention Members: Sunrise Family Credit Union will never ask for your card information via mail, email, phone or texting

 Once a member – Always a member

After joining the credit union, you are a member for life. Whether you change jobs, move out of the area, retire, transfer or leave the field of membership, you may still retain your membership. Tell all your family and friends!

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62nd Annual Meeting

The annual meeting will be held on Friday, March 16, 2018.  Incumbents running for re-election are Rich Niemann, Larry Nichols and Dave Mitin.  Any member in good standing, age 18 years or older can place their name in nominations by submitting a Petition Form.  Petition Forms are available at the main office in Bay City and must be submitted by Friday, February 9th, 2018.

We're looking for volunteers like you!

Want to become more involved with your credit union?  if so, please consider becoming a volunteer!  As a member-owned, not for profit financial cooperative, SFCU relies on members to volunteer their time and efforts to help set the overall course of the credit union.  Volunteers play a key role and the contributions they make impact the day-to-day functions of our operations, as well as shape the future of our credit union. The SFCU Board of Directors is currently seeking volunteers to serve as Associate Directors and Supervisory Committee members.  If interested, please contact Barb Weiler 989-684-1730 for details.



 Meet our Board of Directors:

  • Judy Fletcher, Chair
  • Richard Niemann, Vice Chair
  • Patricia Wilson, Secretary
  • Dave Wolthuis, Treasurer
  • Larry Nichols, Director
  • C.J. Montana, Director
  • Dave Hunt, Director

Meet our Supervisory Committee:

  • Robert Shearer, Chair
  • Louis Meyette, Vice Chair
  • Dave Royal, Member

Meet our Credit Committee:

  • Beckie Arnold,  Chair
  • Barbara Weiler
  • Michelle Hine
  • Lynn Christensen, Alternate


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