Credit Card Disclosures

MasterCard Disclosures
  MasterCard Classic MasterCard Gold
Annual Percentage Rate (APR) for Purchases  8.99%  8.99%
OTHER APR's    
Balance Transfer APR  8.99%  8.99%
Cash Advance APR  8.99%  8.99%
Penalty APR  8.99%  8.99%
Variable Rate Information  8.99%  8.99%
Grace Period for repayment
of balances for purchases
Your APR will not vary Your APR will not vary
Method of computing
the balance for purchases
Average daily balance
(excluding new purchases)
Average daily balance
(excluding new purchases)
Annual Fee None None
Minimum finance charge None None
Transaction fee for cash advances 0 0
Transaction fee for purchases None None
Balance transfer fee 0 0
Late payment fee $25.00  $25.00
Return Check Fee (NSF) $25.00  $25.00
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