Credit Card Application

You have the option to close your loan at Main Office, Hampton Office or Standish Office.

Annual Percentage Rate
(APR) for purchases
MasterCard/VISA Gold
MasterCard Classic: 8.99%  
 
Grace Period for repayment
of balances for purchases
25 days on average
Other APRs
 
Gold
 
 
Balance transfer APR 8.99%    
Cash Advance APR 8.99%  
Penalty APR 8.99%  
Method of computing the balance for purchases Average daily balance
(excluding new purchases)
Annual Fees None
Minimum finance charge None
Transaction fee for purchases None
Variable-rate information Your APR will not vary. Transaction fee for cash advances: 0
Balance transfer fee: 0
Late payment fee: $25.00
 

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